Kia Carens Clavis SMARTSTREAM G1.5T-GDI 7DCT HTX(O) 7
MUV · 7 seats
Build your Carens Clavis
1Fuel
2Gearbox
3Optional features
Optional
Variants
15 variants fit your build, cheapest first
Standard Features
- 7 SEATER
- Luggage Board
- Luggage Room Seat Back Hooks
- ABS (Anti-Lock Brake System)
- All Seats 3-Point Seat Belts with Reminder
- BAS (Brake Assist System)
- DBC (Downhill Brake Control )
- ESC (Electronic Stability Control)
- ESS (Emergency Stop Signal)
- Front Dual Airbags
- Front Side Airbags
- HAC (Hill-Start Assist Control)
- HC (Hill-Start Assist Control)
- Highline Tyre Pressure Sensors
- Impact Sensing Auto Door Unlock
- ISOFIX
- Keyless Entry with Burglar Alarm
- Rear Parking Sensors
- Robust 18 Hi-safety Package
- Roll over sensor
- Side Curtain Airbags
- Speed Sensing Auto Door Locks
- VSM (Vehicle Stability Management)
- Rear Occupant Alert
- 2nd row SeatBack Folding Armrest (7STR)
- Power Windows (All Doors) with Switch Illumination
- Rear AC 4 Stage Speed Control
- Rear Door Sunshade Curtains
- Sunglass Holder
- Sunvisor with Ticket Holder (Driver Side)
- Sunvisor with Vanity Mirror (Passenger side)
- C-Type USBs : 1st row: 1 ; 2nd row: 2 ; 3rd row:2
- 2nd row 60:40 split seats with Sliding, Reclining and Tumble
- 2nd Row Adjustable Headrests
- 3rd row 50:50 Split Seats with Reclining and Full Flat Folding
- 3rd Row Adjustable Headrests
- Front Door Bottle and Umbrella Holders
- Front Row Adjustable Headrests
- Inside Door Handle Hyper Silver Metallic Paint
- Rear Door Bottle Holders
- Body Colored Front Bumper
- Body Colored Outisde Door Handles
- Body Colored Outside Door Handles
- Body Colored Rear Bumper
- Headlamps Leveling Device
- Integrated Rear Spoiler with Hi-Gloss Black Side Cover
- Wheel Arch and Side Moldings
- All Wheel Disc Brakes
- Compared with(your variant) + CNG Fuel change switch (CNG Only) ISG [Except G1.5 CNG]+ Fire Extinguisher (CNG Only)+ Smartstream G1.5 CNG 6MT+ Day & Night Rear View Mirror+ Folding Key+ Power Steering Wheel with Tilt Adjust+ Double D-Cut Steering Wheel+ Map Lamp-1st row+ Black Belt Line Follow Me Home Headlamps+ Manual Lever Adjust Outside Mirror R15 - 38.02 cm (15") Glossy Black Alloy Wheel (G1.5)− 360 Degree Camera− Blind View Monitor in Cluster− Driving Rear View Monitor W/ Button− Front Parking Sensors (4)− Front seat belt height adjuster− Rear View Camera with Dynamic Assistance− Drive Mode (AT/DCT)− Smartstream G1.5 T-GDi 7DCT− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Auto Cruise Control with Speed Limiting Option− Centre Console with Armrest with Cooling Cup Holders− Fully Automatic Air Conditioner− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Key Remote Engine Start− Smart Key with Push Button Start & Motion Sensor− Smart Pure Air Purifier with AQI Display− Smartphone Wireless Charger− Steering Mounted Audio Controls− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− Bluetooth Hands Free− BOSE Premium Sound System with 8 Speakers− USB A type Media Port− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− LED Personal Lamp – 2nd row (w/Panoramic Sunroof)− Luggage Lamp− Retractable SeatBack Table with Cup Holder and IT Device Holder− Auto Headlamps− Electric Adjust Outside Mirrors with Auto Fold and integrated LED turn signal− Integrated Roof Rails− Rear Defogger− Rear Wiper and Washer− Solar Glass – UV Cut (All Door Windows)− Star Map LED Connected DRLs with Integrated Turn Signals− Electric Parking Brake (DCT/AT) Engine: 1.5 Petrol Displacement: 1 497 cc Max power: 84.4 kW Max torque: 143.8 Nm Gearbox: 6MT G1.5 Fuel system: DPFi Max. Power (Kw/ rpm): 84.4/ 6 300 Max. Torque (Nm/ rpm): 143.8/ 4 500 Trim: HTE
- Compared with(your variant) + CNG Fuel change switch (CNG Only) ISG [Except G1.5 CNG and D1.5 AT]+ Driving Rear View Monitor W/o Button+ Fire Extinguisher (CNG Only)+ 1.5L CRDi VGT 6AT+ 1.5L CRDi VGT 6MT+ Smartstream G1.5 CNG 6MT+ Smartstream G1.5 T-GDi 6MT+ Day & Night Rear View Mirror+ Folding Key+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection+ Double D-Cut Steering Wheel+ Map Lamp-1st row+ Black Belt Line R15 - 38.02 cm (15") Glossy Black Alloy Wheel (G1.5)− 360 Degree Camera− Blind View Monitor in Cluster− Front Parking Sensors (4)− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Auto Cruise Control with Speed Limiting Option− Centre Console with Armrest with Cooling Cup Holders− Fully Automatic Air Conditioner− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− Smartphone Wireless Charger− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− LED Personal Lamp – 2nd row (w/Panoramic Sunroof)− Luggage Lamp− Retractable SeatBack Table with Cup Holder and IT Device Holder− Electric Adjust Outside Mirrors with Auto Fold and integrated LED turn signal− Integrated Roof Rails− Rear Defogger− Rear Wiper and Washer− Solar Glass – UV Cut (All Door Windows)− Star Map LED Connected DRLs with Integrated Turn Signals Engine: 1.5 Petrol Displacement: 1 497 cc Max power: 84.4 kW Max torque: 143.8 Nm Gearbox: 6MT G1.5 Fuel system: DPFi Max. Power (Kw/ rpm): 84.4/ 6 300 Max. Torque (Nm/ rpm): 143.8/ 4 500 Trim: HTE(O)
- Compared with(your variant) + Driving Rear View Monitor W/o Button+ 1.5L CRDi VGT 6MT+ Smartstream G1.5 T-GDi 6MT+ Day & Night Rear View Mirror+ Driver One Touch Auto Up/ Down with Safety+ Folding Key+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection+ Double D-Cut Steering Wheel+ Black Belt Line R15 – 38.02 cm (15") Glossy Black Alloy Wheel (G1.5)− 360 Degree Camera− Blind View Monitor in Cluster− Front Parking Sensors (4)− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Auto Cruise Control with Speed Limiting Option− Centre Console with Armrest with Cooling Cup Holders− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− Smartphone Wireless Charger− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− LED Personal Lamp – 2nd row (w/Panoramic Sunroof)− Luggage Lamp− Retractable SeatBack Table with Cup Holder and IT Device Holder− Electric Adjust Outside Mirrors with Auto Fold and integrated LED turn signal− Integrated Roof Rails− Rear Defogger− Rear Wiper and Washer− Solar Glass – UV Cut (All Door Windows)− Star Map LED Connected DRLs with Integrated Turn Signals Engine: 1.5 Petrol Displacement: 1 497 cc Max power: 84.4 kW Max torque: 143.8 Nm Gearbox: 6MT G1.5 Fuel system: DPFi Max. Power (Kw/ rpm): 84.4/ 6 300 Max. Torque (Nm/ rpm): 143.8/ 4 500 Trim: HTE(EX)
- Compared with(your variant) + CNG Fuel change switch (CNG Only) ISG [Except G1.5 CNG and D1.5 AT]+ Driving Rear View Monitor W/o Button+ Fire Extinguisher (CNG Only)+ 1.5L CRDi VGT 6AT+ 1.5L CRDi VGT 6MT+ Smartstream G1.5 CNG 6MT+ Smartstream G1.5 T-GDi 6MT+ Day & Night Rear View Mirror+ Folding Key+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection+ Double D-Cut Steering Wheel+ Map Lamp-1st row+ Black Belt Line R15 - 38.02 cm (15") Glossy Black Alloy Wheel (G1.5)− 360 Degree Camera− Blind View Monitor in Cluster− Front Parking Sensors (4)− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Auto Cruise Control with Speed Limiting Option− Centre Console with Armrest with Cooling Cup Holders− Fully Automatic Air Conditioner− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− Smartphone Wireless Charger− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− LED Personal Lamp – 2nd row (w/Panoramic Sunroof)− Luggage Lamp− Retractable SeatBack Table with Cup Holder and IT Device Holder− Electric Adjust Outside Mirrors with Auto Fold and integrated LED turn signal− Integrated Roof Rails− Rear Defogger− Rear Wiper and Washer− Solar Glass – UV Cut (All Door Windows)− Star Map LED Connected DRLs with Integrated Turn Signals Gearbox: 6MT G1.5T Trim: HTE(O)
- Compared with(your variant) + Driving Rear View Monitor W/o Button+ 1.5L CRDi VGT 6MT+ Smartstream G1.5 T-GDi 6MT+ Day & Night Rear View Mirror+ Driver One Touch Auto Up/ Down with Safety+ Folding Key+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection+ Double D-Cut Steering Wheel+ Black Belt Line R15 – 38.02 cm (15") Glossy Black Alloy Wheel (G1.5)− 360 Degree Camera− Blind View Monitor in Cluster− Front Parking Sensors (4)− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Auto Cruise Control with Speed Limiting Option− Centre Console with Armrest with Cooling Cup Holders− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− Smartphone Wireless Charger− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− LED Personal Lamp – 2nd row (w/Panoramic Sunroof)− Luggage Lamp− Retractable SeatBack Table with Cup Holder and IT Device Holder− Electric Adjust Outside Mirrors with Auto Fold and integrated LED turn signal− Integrated Roof Rails− Rear Defogger− Rear Wiper and Washer− Solar Glass – UV Cut (All Door Windows)− Star Map LED Connected DRLs with Integrated Turn Signals Gearbox: 6MT G1.5T Trim: HTE(EX)
- Compared with(your variant) + Driving Rear View Monitor W/o Button+ Smart Dashcam with Dual Camera (with Mobile App) (MT/IMT)+ 1.5L CRDi VGT 6MT+ Smartstream G1.5 T-GDi 6MT+ Day & Night Rear View Mirror+ Driver One Touch Auto Up/ Down with Safety+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection Dark Metal Paint Dashboard with Black Metal Garnish+ Double D-Cut Steering Wheel− 360 Degree Camera− Blind View Monitor in Cluster− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Centre Console with Armrest with Cooling Cup Holders− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− Retractable SeatBack Table with Cup Holder and IT Device Holder− Solar Glass – UV Cut (All Door Windows) Gearbox: 6MT G1.5T Trim: HTK+(O)
- Compared with(your variant) + Driving Rear View Monitor W/o Button+ 1.5L CRDi VGT 6AT+ 1.5L CRDi VGT 6MT+ Day & Night Rear View Mirror+ Driver One Touch Auto Up/ Down with Safety+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection Dark Metal Paint Dashboard with Black Metal Garnish+ Double D-Cut Steering Wheel− 360 Degree Camera− Blind View Monitor in Cluster− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Centre Console with Armrest with Cooling Cup Holders− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− Smartphone Wireless Charger− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− LED Personal Lamp – 2nd row (w/Panoramic Sunroof)− Retractable SeatBack Table with Cup Holder and IT Device Holder− Solar Glass – UV Cut (All Door Windows)− Star Map LED Connected DRLs with Integrated Turn Signals Trim: HTK+
- Compared with(your variant) + Driving Rear View Monitor W/o Button+ Smart Dashcam with Dual Camera (with Mobile App) (MT/IMT)+ 1.5L CRDi VGT 6MT+ Smartstream G1.5 T-GDi 6MT+ Day & Night Rear View Mirror+ Driver One Touch Auto Up/ Down with Safety+ Power Steering Wheel with Tilt Adjust+ 2 Tweeters+ 20.32 cm (8.0") Touchscreen with Android Auto, Apple CarPlay+ Wireless Phone Projection Dark Metal Paint Dashboard with Black Metal Garnish+ Double D-Cut Steering Wheel− 360 Degree Camera− Blind View Monitor in Cluster− Front seat belt height adjuster− 2nd row Cooling Can Holders− All Window Up/Down Through Smart Key− All windows auto up/down safety with Voice recognition− Auto Antiglare Rear View Mirror with Kia Connect Controls− Centre Console with Armrest with Cooling Cup Holders− Infotainment-Temperature control swap switch− Roof Flushed 2nd & 3rd Row Diffused AC Vents− Smart Pure Air Purifier with AQI Display− 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect− BOSE Premium Sound System with 8 Speakers− 64-Color Ambient Lighting− Leather Wrapped Gear Knob− Leatherette Wrapped Door Trims− Retractable SeatBack Table with Cup Holder and IT Device Holder− Solar Glass – UV Cut (All Door Windows) Trim: HTK+(O)
At a glance
SMARTSTREAM G1.5T-GDI 7DCT HTX(O) 7 · Petrol · ₹19,61,900Change variant
- Gearbox
- 7DCT
- Seats
- 7
- Engine, 117.5 kW
- 1.5 L
Tech specs
Mileage & fuel
- Fuel tank
- 45 l
- Petrol Fuel
Size & space
- Seats
- 7
- 7 SEATER
- Luggage Board
- Luggage Room Seat Back Hooks
Safety
- Airbags
- Kia Carens Clavis offers 6 airbags to ensure comprehensive safety for you and your loved ones.
- 360 Degree Camera
- ABS (Anti-Lock Brake System)
- All Seats 3-Point Seat Belts with Reminder
- BAS (Brake Assist System)
- Blind View Monitor in Cluster
- DBC (Downhill Brake Control )
- Driving Rear View Monitor W/
Button - ESC (Electronic Stability Control)
- ESS (Emergency Stop Signal)
- Front Dual Airbags
- Front Parking Sensors (4)
- Front seat belt height adjuster
- HAC (Hill-Start Assist Control)
- HC (Hill-Start Assist Control)
- Highline Tyre Pressure Sensors
- Impact Sensing Auto Door Unlock
- ISOFIX
- Keyless Entry with Burglar Alarm
- Rear Parking Sensors
- Rear View Camera with Dynamic Assistance
- Robust 18 Hi-safety Package
- Roll over sensor
- Speed Sensing Auto Door Locks
- VSM (Vehicle Stability Management)
Engine & gearbox
- Max power
- 117.5 kW
- at 5,500 rpm
- Max torque
- 253 Nm
- at 1,500-3,500 rpm
- Displacement
- 1 482 cc
- Gearbox
- 7DCT
- 1.5 T-GDI Engine
- 2WD Driven wheels
- Drive Mode (AT/
DCT) - GDi Fuel system
- 117.6/
5 500 Max. Power (Kw/ rpm) - 253/
1 500 ~ 3 500 Max. Torque (Nm/ rpm) - Smartstream G1.5 T-GDi 7DCT
Driver assistance
- Rear Occupant Alert
Comfort & convenience
- 2nd row Cooling Can Holders
- 2nd row SeatBack Folding Armrest (7STR)
- All Window Up/
Down Through Smart Key - All windows auto up/
down safety with Voice recognition - Auto Antiglare Rear View Mirror with Kia Connect Controls
- Auto Cruise Control with Speed Limiting Option
- Centre Console with Armrest with Cooling Cup Holders
- Driver Seat Height Adjust (Manual)
- Driving Rear View Monitor with Button
- Fully Automatic Air Conditioner
- Infotainment-Temperature control swap switch
- Power Windows (All Doors) with Switch Illumination
- Rear AC 4 Stage Speed Control
- Rear Door Sunshade Curtains
- Roof Flushed 2nd & 3rd Row Diffused AC Vents
- Side (LH,RH) Flushed 2nd and 3rd Row Diffused AC Vents ( w Panoramic Sunroof)
- Smart Key Remote Engine Start
- Smart Key with Push Button Start & Motion Sensor
- Smart Pure Air Purifier with AQI Display
- Smartphone Wireless Charger
- Steering Mounted Audio Controls
- Sunglass Holder
- Sunvisor with Ticket Holder (Driver Side)
- Sunvisor with Vanity Mirror (Passenger side)
Screen, sound & connectivity
- 80+ connected features Connected car features
- 31.12 cm (12.25”) HD Display Instrument Cluster
- 31.12 cm (12.25”) HD Touchscreen Navigation with Kia Connect
- 31.12cm (12.25”) HD Display Instrument Cluster
- 5 USB Type C Ports
- 67.62 cm (26.62”) Dual Panoramic Display Panel
- Bluetooth Hands Free
- BOSE Premium Sound System with 8 Speakers
- C-Type USBs : 1st row: 1 ; 2nd row: 2 ; 3rd row:2
- Next Generation Kia Connect with OTA Map and System Updates
- Phone Projection
- USB A type Media Port
- Voice Recognition
Seats & interior
- 2nd row 60:40 split seats with Sliding, Reclining and Tumble
- 2nd Row Adjustable Headrests
- 3rd row 50:50 Split Seats with Reclining and Full Flat Folding
- 3rd Row Adjustable Headrests
- 64-Color Ambient Lighting
- Front Door Bottle and Umbrella Holders
- Front Row Adjustable Headrests
- Inside Door Handle Hyper Silver Metallic Paint
- Leather Wrapped Gear Knob
- Leatherette Wrapped Door Trims
- Luggage Lamp
- Rear Door Bottle Holders
- Retractable SeatBack Table with Cup Holder and IT Device Holder
Lights & exterior
- Auto Headlamps
- Body Colored Front Bumper
- Body Colored Outisde Door Handles
- Body Colored Outside Door Handles
- Body Colored Rear Bumper
- Electric Adjust Outside Mirrors with Auto Fold and integrated LED turn signal
- Headlamps Leveling Device
- Ice Cube LED MFR Headlamps
- Integrated Rear Spoiler with Hi-Gloss Black Side Cover
- Integrated Roof Rails
- ISG
- Rear Defogger
- Rear Wiper and Washer
- Solar Glass – UV Cut (All Door Windows)
- Star Map LED Connected DRLs with Integrated Turn Signals
- Wheel Arch and Side Moldings
Wheels, brakes & suspension
- McPherson Strut with Coil Spring Front suspension
- Coupled Torsion Beam Axle (CTBA) with Coil Spring Rear suspension
- All Wheel Disc Brakes
- Electric Parking Brake (DCT/
AT) - R 17 - 43.66 cm (17”) Crystal Cut Dual Tone Alloy Wheels
About the car
- MPV Body type
- HTX(O) Trim
Photos
Videos from Kia
- Infotainment-Temperature control swap switch
- 4-Way Power Driver Seat
- Smart Pure Air Purifier with AQI Display
- BOSE Premium Sound System with 8 Speakers
- Forward Collision Warning and Avoidance Assist (FCW & FCA)
- Smart Cruise Control (SCC) with Stop & Go
- Lane Keep Assist (LKA)
- All Window Up/Down Through Smart Key
Cost to own
Your state
- Ex-showroom price
- ₹19,61,900
- +Road tax, 10%
- ≈ ₹1,96,190
- +Insurance, first year
- ≈ ₹85,643
- +Registration and fees
- ≈ ₹800
- +TCS, 1%
- ₹19,619
- On-road price in Delhi
- ≈₹22,64,152
- −Down payment, at delivery
- ≈ ₹4,54,152
- =Loan amount
- ₹18,10,000
₹
% a year
Loan tenure
Monthly EMI
₹37,573
On-road price≈ ₹22,64,152
Total interest₹4,44,380
Total cost with the loan≈ ₹27,08,532
The on-road price, ≈ ₹22,64,152, is the ex-showroom price plus what Delhi adds. The total interest, ₹4,44,380, is 60 EMIs of ₹37,573, ₹22,54,380 in all, less the loan of ₹18,10,000.